Off-Grid & Tiny Home Land Deals: No Credit Check Financing
Looking for affordable land without the hassle of banks or credit checks? In this episode, Scott Todd breaks down 61 featured properties across 11 different states—all available with Owner Financing.
Whether you are looking for "Bucket 1" homestead land, a recreational RV getaway, or a long-term investment, we cover deals starting as low as $0 down. Watch for the special "Ben Franklin" properties—lots you can own for under $100/month!
In this episode, we feature land in:
- Alabama: Calhoun, Jefferson
- Arkansas: Izard, Sharp
- Arizona: Apache, Cochise, Mojave, Navajo, Yavapai
- California: Modoc, San Bernardino
- Colorado: Costilla
- Florida: Charlotte, Hamilton, Putnam, St. Lucie, Highlands
- New Mexico: Luna, Socorro, Valencia
- Nevada: Elko
- Oregon: Klamath
- Texas: El Paso, Polk, Avenger
Key Highlights:
- Zero Down payment options
- "Ben Franklin" lots (under $100/mo)
- A unique 8-parcel "Own the whole street" deal
- Tiny Home and RV-friendly lots
Find these listings and 13,000+ more at: LandModo.com
Transcript
Hello land seekers, if you're looking for land, you're in the right spot because on this video I have 61, yeah, 61 properties in 11 states and that's a lot of land. And the cool thing about all of this land that you're gonna see on this video is this, it's all available with owner financing. What does that mean? It means that you don't have to worry about a bank, you don't have to worry about large down payments.
unaffordable monthly payments, some crazy approval process, none of that, because the owner of the land will finance to you the property. They're gonna offer the financing for you. And that means you can own the land that you want, that you see in this video almost immediately. Now, here's the deal. This is some featured properties, 61 properties. And the question I'm always asked is, well, what about this? Or what about that state? Or what about this city?
You gotta go to the website. These are featured listings. There's 13,000 listings on LandModo.com, all with owner financing. And with that, we are going to jump into our first property. Here it is, Calhoun County, Alabama. We have a .50 acre property, 16,500. Zero down, come on, zero down, and 271 a month for 60 months. Notice what the headline up there says. Hilltop Freedom.
Lake access, unrestricted corner lot, boom. This is property number, now by the way, I'm jumping ahead. You can learn more about this property by scanning the QR code that you see over there or going to lmodo.ws forward slash the number that I'm about to give you. And this is the property number. Property number is 32-8-6-0-0 and off we go to Jefferson County, Alabama. Yeah, look at this one. Your future home site, there you go.
nths, this is property number: $: u go, this is property number:and taxes and then I think that the city or the area that's right there, they probably charge like $100 a year, $100 a year. So you're probably looking at about $120 to $130 a year, 10 bucks a month in taxes for that particular area. But you know where you get all the details? On the listing. And here we go off to the next listing. Whoa. If you've ever wanted to own an entire street, here's your chance. Here it is.
Eight parcels on a cul-de-sac. Perfect for building a family compound. You will literally own the entire street. 3.47 acres, eight of them together. Yeah, this is a nice, nice deal here. Cash price on it is $20,000. But again, if you don't have $20,000 laying around, no worries. It's 500 down. Let's say 499 down and 499 a month for 48 months.
is one out at property number: half. This is property number: acre property, cash price $:0 let's do it again 3 3 7 5 1 0 3 3 7 5 1 0
One of the questions that I got asked the other day is Scott, what happened to the buckets? Well, nothing happened to the buckets. The buckets are still there. Bucket one, two, three or four, they're all still there. You can actually search on Landmodo by the bucket. And if you're like buckets, what's this guy talking about? See, there's four reasons why people buy land. Bucket one is because you're looking for a homestead, a place to live now. That's bucket one. Bucket two is you're looking for something in the future to live on. Bucket three is recreational purposes. You want a place that you can, I don't know,
call
your own campground or get away, take an RV there, whatever that is, whatever recreational means to you, that's typically bucket three. In bucket fours, you realize that land, they don't make it anymore. So bucket four is that person that's looking to buy land and hold it long-term because I think we can all agree that the price of land today is probably the cheapest that it's ever gonna be in our lifetime.
go back, I don't know, to the:And sometimes I reference them, sometimes I don't, but you can always search by them on Landmodo. Okay, here we go. ⁓ Next up is Apache. We have a 0.24 acre property here, $6,200 with 125 down and 125 a month for 55 months. Notice that it says, great roads, power, and privacy. Who doesn't like that? Okay.
This is property number: e hideaway. Yeah, here we go.: This is property number: This is property number: nths. This is property number: This is property number: nths. This is property number:We're gonna go walk around. We probably need to bring some water, because well, that family's gonna get thirsty out there. We also probably need to bring something for some protection. That's right. Maybe some rattle, rattlesnake spray. Keep the rattlesnakes away. Here we have a 0.75 acre property, cash price $47.25, with $99 down, $99 a month for 52 months. Another Ben Franklin lot.
This is property number: nths. This is property number:It's about an hour and a half to two hours from Vegas, baby. 2.35 acres, cash price $8,000 with 100 down and then 100 a month for 80 months. This is what I like to see. This makes my heart sing. Here it is. Number one, it's a Ben Franklin property. So we got something positive going here. Number two.
I love when the math, maths, what does that mean? When I can do the math and it says $100 a month for 80 months and the cash price is $8,000, guess what we have? We have 0 % interest. Okay, yeah, you're like, well, there's another 100 on there. Close enough because it's over 80 months. Come on, 80 months. This makes this affordable. And that's what we're looking for on this channel is affordability. All right, here we go. One acre of land here.
nths. This is property number: s by going to property number: nths. This is property number: nths. This is property number:near Route 66? Yeah, I think this is where the Cars movie was. Okay, cash price on this one is $28.80. Come on, one acre, one and a quarter acre lot, $28.80. It can be done. And it's a Ben Franklin property. $99 down and then $90 a month for 48 months. And you guys know what I'm going to say about the term. Negotiate the term. Try to get it down. See what you can do. You might be surprised.
down. This is property number: nths. This is property number: nths. This is property number: nths, this is property number: onth. This is property number: nths. This is property number:This is property number 3-3-7-6-6-1. Five acres. Here we go. We're on a roll, baby. $7,200 with 200 down and then 160 a month for 60 months. You can build, you can camp, you can escape. Who you escaping? I don't know. Just the world? Maybe. This is property number 3-3-6-2-8-6. Five acres.
I'm rolling it to five, man, because it's 4.96. I'm doing it. Cash price on this one is $7,000 with 169 down and then 119 a month for 99 months. This is the example of the math not math to me. it's a quick, look, I'm just doing it in my head real fast. It done math. So I like the price. I do like the price. I like the area.
I want you to negotiate the term down. That's what I want you to do. Just tell them, Scott said the term should be lower. Now, they might laugh at you. They might be like, who cares what Scott says? And they're right. mean, there's there a lot. But this is where you have opportunity because most people, let tell you what most people do. I look at this and I see opportunity. I look at this and say, hmm,
Most people will skip over this one because Scott said the math didn't math, but that's not always a bad thing, right? Like it's just, I'm telling you what I look for. And that doesn't mean it's bad or good. It just means that it's the way I'm thinking about it. But the other way I think about it is when I see something where the math doesn't math, I see opportunity. Why? Because most people
will see that deal and they will skip. They will skip. Well, if they're all skipping, that's what I want to negotiate. That's the way that I, that's the way I think. That's the way that I would be thinking if I were you.
nths. This is property number: Okay, property number here is:Here we have a 2.4 acre lot. Look at this one. This is beautiful. And you're like, what happened to the five acres, Scott? It's divided by two, man.
nths. Property number here is:And then I see the views and I see you guys coming to with your comments and yeah, I know you guys. And I love seeing your successes. So keep going with that. And now we're going to go off to my my favorite County in Florida. Well, I don't know. It's almost a tie now.
too. This is property number: Property number here is:It says it's a five day, $1 challenge. I honestly don't know what that $1 challenge means when the down payment says $0. This is $4.99 a month for 18 months. Here's what I like about the area. I like the area. I do like the area. I like the lot and I like the cash price. You guys know what I don't like, right? I think that you have the opportunity to negotiate the $4.99 for 18 months.
I think you can say, lower the monthly payment and make the term longer. Again, they might say yes or they might say no. But at the end of the day, this, it's something like this where opportunity lies because most people will just go next and not you. Okay, here we go. A quarter acre lot, 92.40 with 199 down and 199 a month for 46 months.
This is property number: nths. This is property number:Change in states now, we're going to Luna, New Mexico. Okay, we have two lots side by side. They total one acre. Cash price is $3,000. $79 down and $79 a month for 48 months. Number one, we have a Ben Franklin property. Number two, I want you to bring the term down a little bit. Maybe not, maybe not. No, no, no, that term is fine. That term is fine, sorry, sorry.
fast. This is property number: This is property number: Bam! This is property number: nths. This is property number:because a bank doesn't want to give you a mortgage for less than 50 to $75,000. So if your land price is less than that, you're on your own, man. That means that the sellers of the land need you to bring cash or they have to bring the owner financing. That's why this exists. That's it. Some people might say, this is like an infinite money glitch. Well, it's not.
because it's not making you more money. But what it's doing is it's giving you the leverage. Okay, when it comes to buying land, you have a leverage. And the leverage is the financing option. That's what I love about it. That's why I'm here every single week, helping you to see what you can do. Because we oftentimes put off these dreams. And I don't want you to put off your dreams. Okay, here we go. ⁓ Elko, Nevada, Nevada.
nths. This is property number: nths. This is property number:I just hit myself with the microphone. This is the other part of the library, as I call it, of America. This is where we get quiet because the sellers love when I talk about it. The buyers do not because these properties move fast. They want me to be like, more. Five acres, $30,000. With $7.99 down and then $3.50 a month for 86 months.
This is property number: This is property number:to the fire inspector guy. He tells me what happens. And he says to me, says, hey, listen, you know what? Here's the good news is the trees, they might be brown today. And the ground is brown. Let me bring that picture back up again. Very similar to this picture. He said, but what it did was it cleared off the underbrush. And he said, it's actually a good thing for the trees to be hit with some fire.
Because when the springtime comes, it will be the greenest, the greenest area that's there that the fire actually supported. And so where you don't see the damage that the tree was actually burnt to a crisp, like on the inside and it's falling down, that's what he told me. And I see that same situation here with this particular property. So think of it as you're about to own the greenest lot.
nths. This is property number: This is property number: them. This is property number: nths. This is property number:I want you to keep watching right here in our next video and that's where I'm going to see you.
