Buy Land for $0 Down & Under $100/Month: 47 Owner-Financed Properties Across the U.S.
EPISODE OVERVIEW
In this episode of the LandModo Show, your host walks listeners through 47 owner-financed land deals available today across the U.S., many for $0 down and less than $100 per month. As Scott explains, land ownership doesn’t require banks, credit checks, or large upfront payments—just simple owner financing that makes buying land accessible for nearly anyone.
Scott reviews properties across Arkansas, Arizona, California, Colorado, Florida, New Mexico, Nevada, and Texas, ranging from small residential lots to expansive 10-acre parcels, including multiple deals with special incentives, ultra-low down payments, and even seasonal promotions. Whether you're looking for recreational escape, long-term investment, or your future homesite, this episode delivers a curated list of opportunities backed by LandMoto’s 13,000+ active listings.
Listeners walk away with clear pricing, monthly terms, and direct property references so they can begin their land-buying journey immediately.
WHAT YOU’LL LEARN
- How to buy land with no credit check, no banks, and low down payments
- The difference infrastructure (power, roads) makes in land pricing
- Why owner financing is often more affordable than bank loans
- Where to find acreage deals under $100/month
- How to compare multiple land listings in the same county
- Special seasonal discounts and buyer incentives
- Strategies for spotting undervalued properties
- How to contact sellers directly and ask the right questions
Transcript
What if I told you, you could buy land for zero down and less than $100 a month? I'm gonna show you how on this video where I have 47 properties all available with owner financing. I'm Scott from LandMoto.com and this channel is about helping you to make your land ownership dreams a reality. So you can start living them today, man. We don't have to put them off for yet another day. Now, if you're not familiar with LandMoto, this is a land listing platform. We have over 13,000 properties.
listed all with owner financing across almost every state. Not exactly, but almost. I'm to say like 40 of the 50 states we've got you covered. Without further ado, let's jump in and let's look at what we can afford today with owner financing. Here we go. Our first property up today is in Izard County, Arkansas. We have a 0.37 acre property. Check this one out. You got to check it out though. Look, it's close.
to Ben's Creek. I don't know where Ben's Creek is and I sure don't know Ben, but what I can tell you is that there's power nearby and you can get this almost 0.4 acre property for $49.95. That's $112 down and $112 a month for 60 months.
This is property number:taxes on there, you have the ability to contact in the owner and you're like, wait, wait, how does this thing work? The owner will finance the property for you. So you do not need the credit. You don't need a bank. You make your down payment. You make your monthly payments and it's all yours, baby. That's the way that the system works. And you do that on this property for 60 months. You can also go to elmoto.ws forward slash three three eight four four seven.
to learn more and on to our next property here. And my little mouse thingamabob clicker thing's not working. There we go. I got it. Also in Izard, we have a .37 acre property, $2,700. With 100 down and $92 a month for 36 months.
This is property number: e on. This is property number: nths. This is property number: nths, this is property number:How do we compare and contrast these properties together? Because you've got multiple Apache Arizona properties. Some look like they're more affordable, whereas here you have almost a half an acre and this half an acre is like more expensive than let's say an acre. How does that work? It goes back to the infrastructure. What's nearby? That's the way that land and even where you live works. Wherever you are today,
It's more expensive than, I don't know, somewhere else in your county that's more rule, right? Like supply and demand, that's whole thing. works. That's why it works. So here in this case, we have a 0.4 or five acre property, but look, we have power poles there. That power's not cheap, man. It really is not cheap.
nths, this is property number: This is property number: This is property number: nths. This is property number: nths. This is property number: nths. This is property number: This is property number: nths. This is property number: This is property number: nths. This is property number: nths. This is property number:It says two payments off on any parcel if you secure by Monday. And you get a third month off if you give a referral. what it says. So you gotta get the details, man. That's $8,900 for the cash price or 200 down and then 160 a month for 60 months.
one out. It's property number:And again, these are seller submitted. I'm standing here and I'm like, two payments off. I need to know what that means. And maybe it's in the listing or maybe you need to contact the seller and ask them and then be like, hey, wait, do I get a month off for everybody that I refer back to you that buys a piece of land or something? Because guess what, man? I'll be your biggest advocate. Hey, guess what? I, Scott, should do that and then refer them
and then I get to land for free.
nths? This is property number:One of the 10 years ago I bought my first property over 10 years ago. It's 11 years ago. I bought my first property and the first one I bought was in ⁓ Pershing County, Nevada. Like I said, I'd never even heard of the place before and I bought the property simply because it was 40 acres and it was affordable. It was like man jewelry. Honestly, I was like, I just bought 40 acres in Nevada. What?
I'd never, I hadn't even been to the area, but I looked it up. I looked on the map. I looked at where it was. Yeah, I it on the internet. I bought it just like you're looking at it, but I didn't have someone like me to tell me to go do this. I just found that. Now, here's what I found is that land, it increased in value. Like it increased in value before I knew it. People were offering me more than what I paid for it. Eventually I did sell it.
But when I showed my father, was, he's now passed. But when I showed my father this piece of land, I'm like, dad, look at this 40 acres I bought. The most land that he ever bought was 20 acres. He had owned 20 acres at one point. But I'm like, dad, look at this 40 acre lot. And he's like, what are you going to do with that? I'm like, I don't know. I don't know. But it was affordable and they don't make it anymore. They don't make it anymore. He's like, okay, that's a good point. Showed my wife and she's like,
nths. This is property number: nths, this is property number:050. Okay. I said, Ooh, because I haven't seen a number that low in a while. I wonder how they got that low of a number, a property number. All right. Changing states. We're going to Charlotte County, Florida. We have a 0.22 acre property. Notice this thing is a nice buildable lot. Notice in the upper, I mean, you can look at anywhere on this picture, you'll see other homes around. Okay. You got some nice homes going in there.
So what does this tell me? Number one, tells me that it needs to be a house that we're going to build on this property. So we're not going to be able to put a tiny home on there. We're not going to be able to use this land for bucket three recreational purposes. Okay. Bucket four, you're long-term thinking like you just want the price to go up. Yeah, this is a good one. 0.22 acres cash price, $18,995.
nths. This is property number: I don't, to:Today that people a hundred years from now will be like, I wish I had a time machine that could go back and buy that land at that price. That's the way it's going to work. So we're lucky to be here right now. You might say, well, I would have been happier like, I don't know, 30 years ago, buying the land. Oh yeah. Okay. Today's in the second best time. All right. Hamilton, Florida, point a 1.5 acres cash price on this one is $35,000.
with: nths. This is property number: nths. This is property number: nths. This is property number: This is property number:Power at the roads, because I'm looking over here, power at the roads, corner lot, no HOA, for $194 a month.
That's a good deal. That's a good deal. Okay. All right. The next one, I don't even know what it means, but we're to talk about it. Look at this one. The great jingle blaster event warning savings may cause extreme joy. I, I like, I kind of know what is the great jingle blaster event. That's pretty smart. See, I tell these sellers if they can catch my attention, if they can catch my attention,
nths. This is property number:If I mention this property, here's what I want to do. I want to, I'm to email them. I'm going to go to LandMower.com to that property. I'm going to email them and here's what I'm going say to them. Hey, what I want to see during the great jingle baller event is a zero down. So I'll do this lot for zero down. You might get it. They might tell you no. Santa Claus said no.
nths. This is property number:and ask them to finance this property. A bank would be interested in helping you finance this property without the owner financing. ⁓ Let's say I wanted to buy this property. I could go to my local bank and say, hey, I found a property. It's $65,000, it's a piece of land. It's in Fort Pierce, beautiful area by the way. I wanna buy this thing. And the bank would say, okay, cool.
and then they're gonna do a credit check on me and they were gonna make sure that I can afford the payment and all of that stuff. However, then they're gonna break some bad news to me because they're gonna say, Scott, here's the deal. We can do this for you, but you need to give us 20 % down. So let's do some quick math. 65,000, 10 % 65,000, 6,500.
6,500 times two is what? $13,000. So they're say to me, Scott, you gotta give me $13,000 down. Now, maybe I can do that. Yeah, here's your $13,000 down. Let's roll. But think about the number for a minute. $13,000 down. What's the owner want? 200 down.
gain, this is property number: This is property number: This is property number: nths. This is probably number: nths. This is property number:I began to worry that I was going to have to go back and re-record this video or re-record the intro, which I do not do. This is a one take baby. We don't edit. So for me, I'm starting to sweat here. And thankfully, a land seller came through. Because see, I even hedged my bets by telling you that Jingle Blaster event to negotiate.
nths. This is property number:Every week I see these two guys right here in this picture. I see these two guys out on that pond fishing and it looks peaceful. It looks peaceful. If this is the type of piece that you're looking for, you have to go look at this property because there's a deal there. You got to go uncover it. All right. I hope that you found a land connection on this video. Look.
Land is the thing that lasts. It will be every Christmas present you have. I know you're thinking about Christmas. Tell your family, this Christmas, I want that zero dollar property. I want this 10 acre property. Go get what you want. I want you to keep the journey going. Check out this video because that's where I'm going to see you.
