Episode 4

full
Published on:

1st Nov 2025

Owner Financing Land: How to Buy Affordable Property Without a Bank

Keywords

land ownership, owner financing, property acquisition, affordable land, real estate, land investment, landmoto, property listings, land buying process, land financing



Summary


In this conversation, Scott Todd discusses the process of acquiring land through owner financing, emphasizing the affordability and accessibility of various properties across multiple states. He explains how owner financing allows buyers to bypass traditional banking systems, making land ownership dreams a reality. The conversation also highlights the importance of understanding property restrictions and the negotiation process, ultimately encouraging listeners to explore their options for land investment.



Takeaways


Owner financing allows you to bypass banks.

You can find properties with low down payments.

Understanding zoning restrictions is crucial.

Every number in a deal is negotiable.

Land is often more affordable than homes.

Owner financing is common for properties under $50,000.

Research is key before purchasing land.

Land can be a foundation for affordable housing.

Properties are available across various states.

Keep exploring options for land ownership.



Titles


Unlocking Your Land Ownership Dreams

The Power of Owner Financing



Sound bites


"You're in the right spot for land."

"Every number is negotiable."

"Keep your journey going for land."



Chapters


00:00 Introduction to Land Ownership Dreams

05:37 Understanding Owner Financing and Property Negotiation

11:24 Properties in California and Colorado

17:31 Affordable Land Options in Florida and New Mexico


Show artwork for Landmodo: Buy Land with Owner Financing

About the Podcast

Landmodo: Buy Land with Owner Financing
The dream of owning land doesn’t have to stay a dream. The Landmodo Podcast helps everyday people become landowners—without banks, credit checks, or complicated jargon.
Each episode shows you how to find, evaluate, and buy affordable, owner-financed land anywhere in America.

Whether you’re looking for an off-grid getaway, a future homesite, or an investment for your family, you’ll discover stories from real buyers, insights from land experts, and practical tips to help you shop with confidence.

Landmodo is where Land Seekers™ go to learn, explore, and take the next step toward ownership.

If you’ve ever wondered “Can I really buy land that fits my budget?” — this show will show you how.